(The Epoch Times)—A significant share of Americans believe they may never retire, with 43 percent admitting they see themselves working until death, financial services company WalletHub said in a Sept. 2 survey.
“50 percent of people don’t think it’s realistic for the average American to expect to retire comfortably,” WalletHub said.
“These concerns aren’t unfounded, given the heavy debt burden many households carry, the lack of adequate savings, and the uncertainty surrounding the future of government benefits.”
For instance, the average American household held $152,653 in debt by the end of the second quarter of 2025, WalletHub said last month, based on data from the Federal Reserve Bank of New York.
Meanwhile, the personal savings rate has been hovering below the 5 percent level since 2022, a stark contrast to pre-2022, when the rate remained mostly above this level, according to the Federal Reserve Bank of St. Louis data.
In the WalletHub survey, two out of five respondents said they felt anxious when thinking about retirement. One in four said they don’t have a retirement plan.
A quarter of respondents said they are counting on family members to support them financially once they retire.
“Most Americans (53 percent) think paying off debt is more important than making retirement contributions,” WalletHub said.
The survey was conducted online among 200 respondents nationwide.
A May 1 report from investment company State Street had also made similar findings—that Americans were worried about preparing for retirement.
However, respondents in the survey expressed higher confidence regarding retirement, it said.
“Americans’ overall confidence in their ability to retire at some point improved by eight percentage points, from 54 percent to 62 percent, with certain demographic groups showing particular optimism,” said the report.
“Young people were more likely to plan to fully retire, with 75 percent of those respondents between the ages of 18 and 34 expecting they will do so completely—perhaps not surprising, given the longer runway ahead and a less clear picture of what will be required to make it to retirement.”
Best Places to Retire
A key factor for a good retirement is where people choose to spend their life after retiring. Locations that are affordable and have a good quality of life and health care would be optimal for this stage.
A Sept. 2 WalletHub report compared the retirement friendliness of more than 180 American cities in 45 metrics such as cost of living and health infrastructure.
Orlando, Florida, topped the list as the best city for retirees, followed by Scottsdale, Arizona, and Minneapolis, Minnesota. Miami and Tampa took the remaining two of the top five spots.
“It’s important to choose wisely when picking where to retire, as many retirees are on a fixed income,” said WalletHub analyst Chip Lupo.
“As a result, the best cities for retired people are those that minimize taxes and expenses, as well as have good opportunities for retirees to continue paid work for extra income, if they choose to do so.
“In addition, the top cities provide high-quality health care and offer plenty of enjoyable activities for retirees.”
According to a June 18 post by the Investment Company Institute, total U.S. retirement assets amounted to $43.4 trillion as of March 31, accounting for 34 percent of household financial assets.
Assets in individual retirement accounts made up $16.8 trillion out of the $43.4 trillion. Defined contribution plan assets accounted for $12.2 trillion.
Meanwhile, the Trump administration is taking action to protect the retirement benefits of millions of Social Security beneficiaries.
During Aug. 25 remarks to reporters at the Oval Office, President Donald Trump emphasized that he would not touch Social Security when it comes to congressional cost-cutting proposals.
“One thing I said and I gave my word—we’re not going to hurt anybody on Medicaid, Medicare, or Social Security,” he said. “We’re doing great on Social Security,” and “we’re going to protect it.”
According to Social Security Administration data, there were 69.9 million Social Security beneficiaries as of July, out of which 53.17 million were retired workers.
For Emergency Preparedness, Don’t Forget the Meds
Being prepared is more than just a good idea—it’s essential. We stock up on non-perishable food, bottled water, flashlights, and first-aid supplies, but one critical aspect often gets overlooked: access to vital medications. What happens if pharmacies close, prescriptions can’t be filled, or you’re cut off from medical care during an emergency?
That’s where Jase Medical steps in, offering a reliable solution to ensure you and your family have the medications you need when it matters most.
Jase Medical specializes in emergency preparedness kits designed to provide peace of mind through physician-reviewed, prescription medications delivered right to your door. Their flagship product, the Jase Case, is a comprehensive emergency antibiotic and medication kit priced at $289.95.
This kit includes 10 essential medications—five life-saving antibiotics and five symptom relief meds—that can treat over 50 common infections and illnesses, from urinary tract infections and pneumonia to skin infections and traveler’s diarrhea. With 28 add-on options available, you can customize the kit to fit your specific needs, including a KidCase for children ages 2-11.
The process is straightforward and hassle-free. Simply visit Patriot.tv/meds, complete an online evaluation, and have your order reviewed by a board-certified physician. Once approved, the medications are shipped discreetly from a licensed pharmacy to your U.S. address (with plans for Canada shipping coming soon). Each kit comes with detailed Med Cards outlining symptoms, dosing, and usage, making it easy to administer even in high-stress situations. These medications are shelf-stable and designed for long-term storage, empowering you to handle medical emergencies without relying on external help.
For those on the move, Jase Medical also offers the Jase Go kit for $129.95, a compact travel med kit covering over 30 common conditions encountered during adventures or trips. And for ongoing needs, Jase Daily provides an extended supply of your prescribed chronic medications to safeguard against disruptions in supply chains or extreme weather events.
Don’t just take our word for it—thousands of satisfied customers have given Jase Medical a 4.9-star rating, praising its role in true preparedness. As radio host Glenn Beck warns, “The supply lines for antibiotics already are stressed to the max. Please have some antibiotics on hand… You can do it through Jase.”
Whether you’re prepping for a hurricane, a power outage, or simply the uncertainties of daily life, Jase Medical ensures you’re not caught off guard. Head to patriot.tv/meds today to customize and order your emergency kit—because when it comes to your health and safety, it’s better to be prepared than sorry.