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Elon Musk Artificial Intelligence AI

Elon Musk Predicts AI Will Make Money Obsolete, Dismisses Need for Savings Accounts

by Belle Carter, Natural News
December 20, 2025
  • Musk dismisses traditional savings accounts (including “Trump Accounts”) as unnecessary, predicting AI and robotics will create a post-scarcity economy where financial planning becomes irrelevant.
  • Musk envisions a future where AI-driven productivity ensures widespread wealth, eliminating the need for labor and replacing universal basic income (UBI) with “universal high income.”
  • Musk argues automation is the only way to resolve America’s $34 trillion debt crisis, with companies like Tesla shifting toward AI-powered labor (e.g., Optimus robots projected to generate 80% of Tesla’s value).
  • Musk predicts AI will outperform humans in nearly all jobs, making employment a choice rather than a necessity, though critics question corporate control of AI and the psychological impacts of a work-free society.
  • While some economists warn of mass unemployment, Musk’s futurist vision—once seen as sci-fi—is shaping policy discussions, challenging traditional capitalism and financial systems.

(Natural News)—Elon Musk, the billionaire CEO of Tesla and SpaceX, has dismissed the concept of traditional savings accounts—including the newly proposed “Trump Accounts” initiative—as ultimately unnecessary, arguing that artificial intelligence (AI) and robotics will soon render money irrelevant.

In a recent post on X (formerly Twitter), Musk responded to investor Ray Dalio’s announcement of contributing to the “Trump Accounts,” a savings and investment program for young Americans established under the One Big Beautiful Bill Act. While acknowledging the philanthropic intent, Musk doubled down on his long-held belief that AI-driven automation will create a future of abundance where financial planning becomes obsolete.

“This is a nice gesture, but in the future, AI and robotics will make saving money unnecessary,” Musk wrote. “There will be universal high income.”

Musk’s vision: A post-work, post-scarcity economy

Musk has repeatedly predicted that AI and automation will eliminate most jobs, leading to a world where work is optional and goods and services are abundant. At the 2024 Viva Technology conference in Paris, he suggested that in a “benign scenario,” AI will outperform humans in nearly every domain, making traditional employment unnecessary.

“There’s an 80% probability that AI will make jobs optional,” Musk stated. “The real challenge will be: What do people do with their time when they don’t have to work?”

His vision extends beyond universal basic income (UBI), proposing a “universal high income” instead—a scenario where AI-driven productivity ensures widespread wealth without the need for labor.

Musk has also framed AI as the only viable solution to America’s $34 trillion debt crisis, arguing that automation will soon make human labor economically irrelevant. His companies, including Tesla, are already pivoting toward this future. Optimus robots are projected to generate 80% of Tesla’s value, despite ongoing production delays.

“Work will be optional, like playing sports or gardening,” Musk told Breitbart News in November. “Some people will still choose to work because they enjoy it, but most won’t have to.”



Critics, however, question whether Musk’s predictions account for economic inequality, corporate control of AI or the psychological impact of a work-free society. Some X users mocked his stance, pointing out that Musk himself recently sought a trillion-dollar pay package—hardly the behavior of someone who believes money will soon be obsolete.

As BrightU.AI‘s Enoch points out, Musk’s current net worth is $671.5 billion, making him the world’s first trillionaire-in-waiting.

A radical economic shift—or just futurist speculation?

Musk’s comments reflect a growing debate about the future of capitalism in an AI-dominated world. While some economists warn of mass unemployment and social upheaval, others, like Musk, envision a post-scarcity economy where money itself may become redundant.

As AI continues to advance, Musk’s predictions—once dismissed as science fiction—are increasingly shaping policy discussions. Whether his utopian vision materializes remains uncertain, but one thing is clear: the billionaire’s influence ensures that AI’s role in redefining work, wealth and economic survival will remain a defining topic of the decade.

For now, the “Trump Accounts” initiative moves forward, betting on traditional financial planning—even as Musk insists the future belongs to machines.

Watch the video below that talks about Musk’s horrifying plan to block the sun.

This video is from the Puretrauma357 channel on Brighteon.com.

Sources include:

  • YourNews.com
  • X.com
  • FoxBusiness.com
  • IBTimes.co.uk
  • BrightU.ai
  • Brighteon.com

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Safeguarding Your American Dream: Discover the Power of America First Healthcare

America First Healthcare

In today’s economy, healthcare costs remain one of the biggest threats to financial stability and family security. Americans work hard to build a better life, yet rising medical expenses can quickly erode savings, force tough trade-offs, and even push families toward debt or bankruptcy. Medical bills continue to rank as the leading cause of personal bankruptcy in the United States, with millions facing underinsurance or unexpected out-of-pocket burdens that no one plans for. Many turn to government-run marketplace plans under the Affordable Care Act, hoping for relief, only to discover that what appears affordable on paper often delivers higher long-term costs, limited real protection, and coverage that may not align with personal values or family needs.

America First Healthcare stands out as a private insurance agency dedicated to helping conservatives and families secure better coverage and better rates through customized, values-aligned options. By conducting free insurance reviews, the agency uncovers hidden gaps in existing policies and connects clients with private alternatives that emphasize personal responsibility, small-government principles, and genuine affordability—often delivering up to 20% savings while providing stronger protection for the American Dream.

The allure of marketplace plans is easy to understand: open enrollment periods, premium tax credits for many households, and the promise of “comprehensive” benefits mandated by law. Yet recent data reveals a different reality, especially after the expiration of enhanced premium subsidies at the end of 2025. Enrollment for 2026 dropped by more than one million people compared to the prior year, with many shifting to lower-tier bronze plans to keep monthly premiums manageable.

These plans feature significantly higher deductibles—averaging around $7,500 nationally—and greater cost-sharing requirements. Families who once paid modest amounts after subsidies now face average premium increases of $65 or more per month, even as they accept plans that leave them responsible for thousands in upfront costs before meaningful coverage kicks in.

High deductibles create a dangerous barrier to care. Studies show that people in such plans are less likely to seek timely treatment for chronic conditions, attend preventive screenings, or fill necessary prescriptions. A seemingly minor illness or injury can balloon into major expenses when patients delay care until problems worsen. For a family of four, a single hospitalization, cancer diagnosis, or unexpected surgery can easily exceed the deductible, triggering coinsurance and out-of-pocket maximums that still leave substantial bills. One recent analysis noted that some proposed changes could push family deductibles toward $31,000 in future years, further exposing households to financial risk.

Beyond the numbers, marketplace plans often carry structural limitations. Coverage for certain critical services may include waiting periods or narrower networks that restrict access to preferred doctors and specialists. Preventive care is required to be covered without cost-sharing, but everything else—lab work, imaging, specialist visits, or ongoing treatment—typically waits until the deductible is met. This reactive model contrasts sharply with the proactive, holistic approach many families prefer, especially those focused on wellness, early intervention, and maintaining health to enjoy life rather than merely reacting to illness.

Values alignment represents another growing concern. Government-influenced plans operate within a framework shaped by federal mandates and political priorities that may not reflect conservative principles of limited government, personal freedom, and ethical stewardship. Families who want to direct their healthcare dollars toward providers and benefits that honor traditional values sometimes find marketplace options feel misaligned, forcing a compromise between affordability and conviction.

Private alternatives, by contrast, offer year-round flexibility without the restrictions of open enrollment windows. Independent agents can shop across a wider range of carriers to design plans tailored to specific family needs—whether that means lower deductibles for frequent medical users, broader provider networks, or add-ons that support wellness and preventive services from day one. Clients frequently report more stable premiums that do not automatically escalate each year, along with genuine cost savings once the full picture of deductibles, copays, and coverage depth is considered.

Take the experience of real families who made the switch. Amanda C. shared that her new plan felt “way better” than what she had through the marketplace. Johnny Y. noted his previous coverage kept increasing annually until he found a more stable private option. Sofia S. expressed delight with her plan and began recommending it to others. These stories echo a common theme: when families move beyond one-size-fits-all government marketplaces, they often discover customized protection that better safeguards both health and finances.

Founder Jordan Sarmiento’s own journey underscores the stakes. In 2021, a six-day hospitalization generated a $95,000 bill. Under a well-structured private “Conservative Care Coverage” plan, his out-of-pocket responsibility would have been just $500. That stark difference illustrates how thoughtful planning and private options can prevent a medical event from becoming a financial catastrophe.

Practical steps exist for anyone questioning their current coverage. Start with a no-obligation review of your existing policy to identify gaps—high deductibles, limited critical-care benefits, or escalating premiums. Compare total projected costs (premiums plus potential out-of-pocket expenses) rather than monthly premiums alone. Consider family health history, anticipated needs, and lifestyle priorities. Private agencies can present side-by-side options that include stronger wellness incentives, broader access, and plans built on shared values of self-reliance and freedom.

In an era when healthcare inflation continues to outpace general cost-of-living increases, relying solely on marketplace solutions carries growing risk. Families who proactively explore private alternatives frequently achieve meaningful savings while gaining peace of mind that their coverage truly works when needed most.

America First Healthcare makes this exploration straightforward through its free review process. Families and individuals receive personalized guidance to close coverage holes, reduce unnecessary expenses, and secure plans that align with conservative principles—protecting wallets, health, and the American Dream without government overreach. Many who complete a review discover they can enjoy better benefits for less, often saving up to 20% while gaining the customization and stability that marketplace plans struggle to deliver.

Ultimately, protecting your family’s future requires looking beyond the marketing of “affordable” government options. By understanding the long-term costs hidden in high deductibles, shifting coverage tiers, and values mismatches, Americans can make empowered choices. Private, values-driven insurance offers a smarter path—one that rewards diligence, supports wellness, and delivers real security. For those ready to move beyond the limitations of traditional marketplace plans, a simple review can reveal options designed to serve families, not bureaucracies. The American Dream thrives when individuals and families retain control over their healthcare decisions, and thoughtful private coverage plays a vital role in making that possible.

Comments 1

  1. Reiners Tinks says:
    4 months ago

    Rob Reiner gets killed by his druggie son and all of a sudden he’s a hero. Truth is, Rob Reiner was hateful scum, and his tragic death won’t change that.
    https://www.youtube.com/shorts/f0ORLmm-rm0

    Reply

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