(Zero Hedge)—A bank connected to leftwing billionaire Tom Steyer is giving loans to illegal immigrants using a financial loophole—claiming it’s a way to fight “systemic racism”, according to the Daily Wire.
Beneficial State Bank, based in Oakland, California, offers loans to immigrants without legal status by using Individual Taxpayer Identification Numbers (ITINs) instead of Social Security numbers.
The bank says this is part of its mission to promote fairness. “Beneficial State Bank is committed to addressing financial inequalities that disproportionately affect communities of color, a result of centuries of systemic racism,” the bank said in its 2022 impact report.
“A key initiative is lending to immigrant customers who may not have Social Security numbers but possess Individual Taxpayer Identification Numbers.” In 2022, it issued $25 million in auto loans to 707 ITIN borrowers
The Daily Wire writes that in 2023, the bank continued to push this strategy. “Because many financial institutions require social security numbers, people without them, such as recent immigrants to the United States, can face barriers to qualifying for the loan they need to purchase a car,” the report reads.
“The bank lends to customers with Individual Taxpayer Identification Numbers, providing critical access to credit and expanding financial inclusion.” About 10% of its 16,000 auto loans are made this way.
The bank started by offering loans to undocumented immigrants through furniture stores, according to the Global Alliance for Banking on Values. It also lends to people with California AB 60 driver’s licenses, which are available to those who “are unable to provide proof of legal residence in the United States.”
Beneficial State Bank did not respond to questions about this. But it’s not the only bank making ITIN loans. Prysma Lending has issued over a billion dollars in these loans and hosted talks to help immigrants avoid deportation by using a “credible fear” interview.
This ITIN loan tactic also supports developments like Colony Ridge in Texas, which has been linked to illegal immigrants, including criminals.
Leaked emails from a Texas land developer show there’s a whole lending industry targeting illegal immigrants. One developer admitted, “we will not be able to sell our developments if each of our buyers have to have [social security numbers].”
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