(Just The News)—A New Hampshire panel inspired by Elon Musk’s now-defunct Department of Government Efficiency is recommending the state end remote work for government employees and dismantle the health department, among other changes.
The New Hampshire Commission on Government Efficiency, headed by former Republican Gov. Craig Benson, released its first report on Thursday, calling for wide-ranging changes in state government aimed at improving efficiency and eliminating wasteful spending.
A key recommendation in the 77-page report is for the state government to return to an in-person work standard for all employees whose duties can be performed on-site, stating that the changes would improve collaboration among workers and service to the public.
“While remote work arrangements were necessary during the pandemic, they are not a sustainable long-term model for an organization whose mission depends on teamwork, public access, and responsive service,” the report’s authors wrote. “Restoring an in-person work culture will strengthen accountability, improve coordination across agencies, and rebuild the sense of shared purpose that defines effective public service.”
Another recommendation calls for breaking up the “behemoth” state Department of Health and Human Services and delegating its many responsibilities to other agencies to improve service and accountability.
“This is an amazing opportunity to rethink how New Hampshire delivers essential services to its most vulnerable citizens,” the group wrote. “By creating smaller, more agile agencies with well-defined missions and clear accountability, the state can strengthen, not weaken, its commitment to those it serves, ensuring that resources are used efficiently, transparently, and effectively.”
The panel was a key priority for Gov. Kelly Ayotte, who on Thursday welcomed the panel’s recommendations, saying the commission’s work will help “deliver more value for taxpayers and build a more modern, efficient, and responsive government.”
“COGE dug into the day-to-day realities of how government works, and their recommendations reflect that,” the first-term Republican said in a statement. “These are practical improvements that will help us better serve Granite Staters.”
Ayotte singled out several of the recommendations she said have “strong potential to modernize government, enhance New Hampshire’s long-term competitiveness, and maximize taxpayer value.”
Those included proposals to build a “sustainable framework” for artificial intelligence development, modernizing state case management systems and cutting government red tape.
The 15-member panel is made up of business leaders and state government officials, including state House Speaker Sherman Packard and state Sen. Mark McConkey, Republicans, and Bedford businessman Andy Crews, according to the Ayotte administration.
Benson called the panel’s recommendations “practical steps that modernize how we operate, strengthen future competitiveness, and ensure taxpayers get the best possible return on every dollar.”
“Our work has reinforced something we heard in every corner of state government: New Hampshire succeeds when it adapts, collaborates, and reinvests in itself,” he said in a statement. “This is an opportunity to build on what works, fix what doesn’t, and position New Hampshire for long-term success.”
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Why Bullion Beats Numismatics and Collectible for Your Safe or IRA
Precious metals continue to attract Americans seeking reliable ways to protect their wealth amid inflation, geopolitical risks, and stock market swings. Whether stored in a home safe or held inside a self-directed IRA, physical gold and silver deliver tangible value that paper or digital assets often lack. Yet investors must choose carefully between bullion—pure bars and coins valued mainly for their metal content—and numismatics or collectibles, where rarity, history, and collector demand heavily influence pricing.
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Bullion consists of refined precious metals in standard forms like one-ounce coins (American Gold Eagles, Silver Eagles, Canadian Maple Leafs) or bars. Their value tracks closely to the current spot price of the metal. A typical gold bullion coin trades near the live gold spot price plus a small premium. This structure keeps costs clear and predictable.
Numismatic coins and collectibles add substantial value from factors such as age, rarity, minting errors, or historical significance. A pre-1933 U.S. gold coin or graded proof piece can carry premiums of 30%, 50%, or even 200% above melt value. While this appeals to hobbyists, it creates complexity. Pricing depends on subjective grading, collector trends, and auction results instead of daily spot prices.
For investors focused on wealth preservation and retirement security rather than building a collection, bullion often delivers better results.
Lower Costs and Better Liquidity for Home Storage
When keeping metals in a home safe or private vault, liquidity and efficiency count. Bullion offers clear benefits:
- You acquire more actual gold or silver per dollar invested. Numismatics divert a large share of your money into rarity premiums and massive sales commission, reducing your metal exposure.
- Selling bullion involves tight bid-ask spreads, so you recover nearly full spot value with minimal fees. Collectibles require finding the right buyer and may sell at a discount if demand for that specific item weakens.
- Bullion prices remain transparent and update with global spot markets. You can track gold near current levels or silver accordingly and know exactly where your holdings stand. Numismatic values are priced by the Gold IRA companies with hefty margins applied.
- Standardized coins and bars store efficiently and divide easily for partial sales. Rare coins often need protective slabs and controlled conditions, adding hassle and expense.
- Bullion enjoys worldwide acceptance. A 1-oz Gold Maple Leaf or Silver Eagle sells quickly to dealers anywhere. Niche numismatic pieces may appeal only to limited buyers, slowing liquidation when speed matters.
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Stronger Fit for Precious Metals IRAs
Precious metals IRAs continue gaining traction as investors diversify retirement portfolios beyond stocks and bonds. IRS rules permit certain bullion products in self-directed IRAs if they meet purity standards (.995 fine for gold, .999 for silver) and are held by an approved custodian. Eligible items include American Gold and Silver Eagles plus many generic bars and rounds from recognized mints.
Numismatic and most collectible coins generally face heavy scrutiny from custodians due to valuation disputes and elevated markups. These higher premiums mean less actual metal ends up working inside the account.
Bullion avoids these issues. Its value links directly to verifiable spot prices, which simplifies reporting and lowers the risk of regulatory challenges. More of your IRA contribution purchases real metal instead of dealer profits or speculative upside. Over time, owning additional ounces that appreciate with the metal itself can create meaningful outperformance compared with high-premium alternatives that deliver fewer ounces.
Regulatory guidance from the CFTC and state securities offices repeatedly cautions against aggressive sales of expensive numismatics or “semi-numismatic” coins for IRAs. For retirement planning, transparent bullion from established providers reduces risk and aligns better with long-term goals.
How to Get Started with Bullion
Begin by clarifying your goals. Are you protecting savings in a safe, or moving part of a retirement account into a precious metals IRA? Focus on the number of ounces you can acquire at current prices rather than chasing marked-up collectibles.
Diversify sensibly: use gold for core preservation and silver for its blend of industrial and monetary qualities. Mix coins for easier divisibility with bars for lower per-ounce costs on larger buys. Arrange secure storage—whether at home with proper insurance or through professional facilities.
As economic uncertainties linger and faith in conventional assets erodes, bullion continues proving its worth as a dependable store of value. Its direct approach avoids the hype that sometimes surrounds collectible markets and keeps the focus on the metal itself.
For investors prepared to strengthen their portfolios, Advisor Bullion supplies the expertise and selection needed to acquire high-quality bullion efficiently. Whether building personal holdings or integrating metals into an IRA, their emphasis on transparent, investment-grade products helps secure more ounces today that support greater financial security tomorrow. In a complicated financial landscape, bullion’s clarity and reliability make it the smarter foundation for protecting what matters most.