(The Center Square)—New York Gov. Kathy Hochul is dumping cold water on New York City mayoral-elect Zohran Mamdani’s signature campaign pledge to increase taxes on the wealthy to cover public bus rides.
Hochul, who endorsed Mamdani’s campaign, said while she supports some of the democratic socialist’s agenda — including universal child care — she can’t get behind his plans to make bus service in New York City free by taxing the city’s wealthiest households. The city can’t raise taxes unilaterally, so the plan would ultimately need approval from Hochul and the Democratic-controlled state Legislature.
“I cannot set forth a plan right now that takes money out of a system that relies on the fares of the buses and the subways,” Hochul, a Democrat, told reporters Saturday in live-streamed remarks from Puerto Rico, where she and other New York Democrats are gathering for an annual get-together. “But can we find a path to make it more affordable for people who need help? Of course, we can.”
A Hochul spokesperson later said that Hochul and Mamdani are committed to “delivering an affordability agenda” for New York City’s working families following last Tuesday’s election, when Mamdani won the city’s top elected post after defeating former Gov. Andrew Cuomo and Republican Curtis Sliwa.
“The governor is focused on achieving universal child care and will continue to have ongoing conversations on other proposals, including making transit more accessible and affordable, while ensuring the MTA has the resources it needs to serve New Yorkers,” the statement said.
The Hochul administration has already invested in the MTA’s $68.4 billion capital plan for infrastructure and subway safety improvements, according to the statement, and is focused on preventing fare evasion, which costs the taxpayer-funded public transit agency more than $315 million a year.
The city’s Independent Budget Office estimates that fare-free buses on the Metropolitan Transportation Authority system of more than 200 local routes would cost more than $652 million a year.
To pay for it, Mandani has pitched a flat 2% tax on New Yorkers with income of more than $1 million per year to fund “free” buses but also universal childcare and government-run grocery stores. He’s also called for increasing corporate taxes. New York state already has the highest top income tax rate in the nation.
While Hochul — who is seeking reelection next year — was quick to rule out support for his taxing plan, Mamdani appears to have at least support from Democratic Speaker Carl Heastie and Senate Majority Leader Andrea Stewart-Cousins. Both leaders endorsed his mayoral bid and have refused to rule out raising taxes next year to pay for his proposals.
Senate President Andrea Stewart-Cousins described Mamdani’s win last week as a “moment of progress” for New York City, saying that she will work with the new mayor to “advance an affordability agenda” for the city.
A Mamdani spokesperson issued a statement saying the mayor-elect “looks forward to working with the governor to fund and deliver on our popular affordability agenda, including universal childcare and fast and free buses.”
Safeguarding Your American Dream: Discover the Power of America First Healthcare
In today’s economy, healthcare costs remain one of the biggest threats to financial stability and family security. Americans work hard to build a better life, yet rising medical expenses can quickly erode savings, force tough trade-offs, and even push families toward debt or bankruptcy. Medical bills continue to rank as the leading cause of personal bankruptcy in the United States, with millions facing underinsurance or unexpected out-of-pocket burdens that no one plans for. Many turn to government-run marketplace plans under the Affordable Care Act, hoping for relief, only to discover that what appears affordable on paper often delivers higher long-term costs, limited real protection, and coverage that may not align with personal values or family needs.
America First Healthcare stands out as a private insurance agency dedicated to helping conservatives and families secure better coverage and better rates through customized, values-aligned options. By conducting free insurance reviews, the agency uncovers hidden gaps in existing policies and connects clients with private alternatives that emphasize personal responsibility, small-government principles, and genuine affordability—often delivering up to 20% savings while providing stronger protection for the American Dream.
The allure of marketplace plans is easy to understand: open enrollment periods, premium tax credits for many households, and the promise of “comprehensive” benefits mandated by law. Yet recent data reveals a different reality, especially after the expiration of enhanced premium subsidies at the end of 2025. Enrollment for 2026 dropped by more than one million people compared to the prior year, with many shifting to lower-tier bronze plans to keep monthly premiums manageable.
These plans feature significantly higher deductibles—averaging around $7,500 nationally—and greater cost-sharing requirements. Families who once paid modest amounts after subsidies now face average premium increases of $65 or more per month, even as they accept plans that leave them responsible for thousands in upfront costs before meaningful coverage kicks in.
High deductibles create a dangerous barrier to care. Studies show that people in such plans are less likely to seek timely treatment for chronic conditions, attend preventive screenings, or fill necessary prescriptions. A seemingly minor illness or injury can balloon into major expenses when patients delay care until problems worsen. For a family of four, a single hospitalization, cancer diagnosis, or unexpected surgery can easily exceed the deductible, triggering coinsurance and out-of-pocket maximums that still leave substantial bills. One recent analysis noted that some proposed changes could push family deductibles toward $31,000 in future years, further exposing households to financial risk.
Beyond the numbers, marketplace plans often carry structural limitations. Coverage for certain critical services may include waiting periods or narrower networks that restrict access to preferred doctors and specialists. Preventive care is required to be covered without cost-sharing, but everything else—lab work, imaging, specialist visits, or ongoing treatment—typically waits until the deductible is met. This reactive model contrasts sharply with the proactive, holistic approach many families prefer, especially those focused on wellness, early intervention, and maintaining health to enjoy life rather than merely reacting to illness.
Values alignment represents another growing concern. Government-influenced plans operate within a framework shaped by federal mandates and political priorities that may not reflect conservative principles of limited government, personal freedom, and ethical stewardship. Families who want to direct their healthcare dollars toward providers and benefits that honor traditional values sometimes find marketplace options feel misaligned, forcing a compromise between affordability and conviction.
Private alternatives, by contrast, offer year-round flexibility without the restrictions of open enrollment windows. Independent agents can shop across a wider range of carriers to design plans tailored to specific family needs—whether that means lower deductibles for frequent medical users, broader provider networks, or add-ons that support wellness and preventive services from day one. Clients frequently report more stable premiums that do not automatically escalate each year, along with genuine cost savings once the full picture of deductibles, copays, and coverage depth is considered.
Take the experience of real families who made the switch. Amanda C. shared that her new plan felt “way better” than what she had through the marketplace. Johnny Y. noted his previous coverage kept increasing annually until he found a more stable private option. Sofia S. expressed delight with her plan and began recommending it to others. These stories echo a common theme: when families move beyond one-size-fits-all government marketplaces, they often discover customized protection that better safeguards both health and finances.
Founder Jordan Sarmiento’s own journey underscores the stakes. In 2021, a six-day hospitalization generated a $95,000 bill. Under a well-structured private “Conservative Care Coverage” plan, his out-of-pocket responsibility would have been just $500. That stark difference illustrates how thoughtful planning and private options can prevent a medical event from becoming a financial catastrophe.
Practical steps exist for anyone questioning their current coverage. Start with a no-obligation review of your existing policy to identify gaps—high deductibles, limited critical-care benefits, or escalating premiums. Compare total projected costs (premiums plus potential out-of-pocket expenses) rather than monthly premiums alone. Consider family health history, anticipated needs, and lifestyle priorities. Private agencies can present side-by-side options that include stronger wellness incentives, broader access, and plans built on shared values of self-reliance and freedom.
In an era when healthcare inflation continues to outpace general cost-of-living increases, relying solely on marketplace solutions carries growing risk. Families who proactively explore private alternatives frequently achieve meaningful savings while gaining peace of mind that their coverage truly works when needed most.
America First Healthcare makes this exploration straightforward through its free review process. Families and individuals receive personalized guidance to close coverage holes, reduce unnecessary expenses, and secure plans that align with conservative principles—protecting wallets, health, and the American Dream without government overreach. Many who complete a review discover they can enjoy better benefits for less, often saving up to 20% while gaining the customization and stability that marketplace plans struggle to deliver.
Ultimately, protecting your family’s future requires looking beyond the marketing of “affordable” government options. By understanding the long-term costs hidden in high deductibles, shifting coverage tiers, and values mismatches, Americans can make empowered choices. Private, values-driven insurance offers a smarter path—one that rewards diligence, supports wellness, and delivers real security. For those ready to move beyond the limitations of traditional marketplace plans, a simple review can reveal options designed to serve families, not bureaucracies. The American Dream thrives when individuals and families retain control over their healthcare decisions, and thoughtful private coverage plays a vital role in making that possible.

